Saturday, May 7, 2016

Don't Blame Student Debt For The Lack Of Millennial Home Ownership

http://www.forbes.com/sites/samanthasharf/2016/05/04/as-america-grieves-demise-of-millennial-home-ownership-report-shows-student-debt-may-not-be-to-blame/#7f837ca43d18

Intersting perspective in this article, its a must read if you are interested in how student loans impact Millennial homeownership.  Lots more facts and graphs in the link above - here are a few from the article.

  • On average, a person with student debt pays lenders about $350 a month. 
  • Americans currently hold a combined $1.3 trillion in student loan debt, according to the Federal Reserve. Brookings says the average borrower with an undergraduate degree has $30,000 worth of debt.
  • In a report released last summer Goldman Sachs argued student debt only has a significant impact on home ownership when the borrower has more than $50,000 in debt or is making payments that exceed 5% of their income.

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