Thursday, August 11, 2016

The Ultimate Money Checklist to Complete Before Buying a Home

http://www.msn.com/en-us/money/realestate/the-ultimate-money-checklist-to-complete-before-buying-a-home/ss-BBvvKbr#image=2

There are many things to think about with financing. Lenders take so much into consideration with your loan application and they go back a years to confirm things so its imperative to be cautious! 

GET A STEADY INCOME
CALCULATE YOUR DEBT-TO-INCOME RATIO
PAY DOWN DEBTS
WATCH CREDIT CARD PAYMENTS
TAKE A LOOK AT YOUR CREDIT
DETERMINE YOUR MONTHLY HOUSING BUDGET
DETERMINE YOUR DOWN PAYMENT
GET PRE-APPROVAL
GATHER PROOF OF INCOME
GATHER PROOF OF ASSETS
GATHER TAX RETURNS
RESEARCH DOWN PAYMENT ASSISTANCE

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